|synaptic disunion|

Friday, July 13, 2007

peace of ground...

I've been amazed this week, as we sort through all the myriad of details surrounding this, our first ever home purchase. I've been amazed at how many people, agencies, and other entities, are required, or want to be notified, for us to just take possession of a small, nondescript, and relatively plain, plot of ground with a house. We even signed a document declaring that we were not using the property to launder money in order to fund international terrorism. First of all, I don't think paper money can survive the laundry very well, and if it did, why would a terrorist want crumpled torn up money anyway?

At any rate, here we are, today, making an offer on a house we've already lived in for four years. We know the place well. For our boys, this is the only place they remember clearly. Our oldest remembers a little bit of our year in Laredo, TX, but nothing much beyond that. For them, this is truly the only house they know as home.

So we forge ahead, into unknown territory, for us. We're leaning about "escrow" accounts (I'm still confused about what snails have to do with our house), taxes and insurance rolled into payments, percentage loans, closing costs, negotiations on price, house inspections, home appraisals, and all the people, people, people, all taking their little slice of this transaction. Some of these people, the loan officer, and my buyers agent, I couldn't do without. They are essential for me to even begin to understand this confusing process. I am not a money person. Money is a fluid substance for me, used to get the things I need, I would barter if I could. These people use money differently, calling it an "asset." I suppose money could be turned into an "asset" by giving it away in exchange for something else, but that's just the way I see it....I'm a silly person who just likes to live, not invest or think about tax write-offs. I guess that might have to change.

: toadman : at Friday, July 13, 2007 |